Attention homeowners: Real estate appraisal services for in Lizton and Hendricks County

Check out the top seven reasons why IN homeowners use A & B Appraisal Service:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. To cut a monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in IN

Need help deciding the value of your house in or near Lizton, IN?
Contact A & B Appraisal Service.

At A & B Appraisal Service, we understand the individual needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at A & B Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

PMI Removal Appraisals

A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're qualified in helping homeowners just like you get rid of unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that is declining -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from A & B Appraisal Service is your strongest weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. A & B Appraisal Service can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned expert double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? A & B Appraisal Service offers field reviews where we go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.